M-PESA Rates - How much M-Pesa Charges for Sending, Withdrawing money from Agents and Bank.

M-PESA charges depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

Withdrawal from M-PESA Agent.

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	N/A
50	100	10
101	500	27
501	1,000	27
1,001	1,500	27
1,501	2,500	27
2,501	3,500	49
3,501	5,000	66
5,001	7,500	82
7,501	10,000	110
10,001	15,000	159
15,001	20,000	176
20,001	25,000	187
25,001	30,000	187
30,001	35,000	187
35,001	40,000	275
40,001	45,000	275
45,001	50,000	275
50,001	70,000	330

 

Transfer to Unregistered Users.

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	N/A
50	100	N/A
101	500	44
501	1,000	48
1,001	1,500	58
1,501	2,500	73
2,501	3,500	110
3,501	5,000	132
5,001	7,500	163
7,501	10,000	201
10,001	15,000	260
15,001	20,000	282
20,001	25,000	303
25,001	30,000	303
30,001	35,000	303
35,001	40,000	N/A
40,001	45,000	N/A
45,001	50,000	N/A
50,001	70,000	N/A

 

Transfer to other M-PESA Users

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	Free
50	100	Free
101	500	11
501	1,000	15
1,001	1,500	25
1,501	2,500	40
2,501	3,500	55
3,501	5,000	60
5,001	7,500	75
7,501	10,000	85
10,001	15,000	95
15,001	20,000	100
20,001	25,000	110
25,001	30,000	110
30,001	35,000	110
35,001	40,000	110
40,001	45,000	110
45,001	50,000	110
50,001	70,000	110

 

ATM Withdrawal

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
200	2,500	33
2,501	5,000	66
5,001	10,000	110
501	20,000	193

Learn more about Safaricom M-Pesa services.

•  M-pesa Kenya - All you need to Know about Mpesa Kenya. 
• How to Send Money Using M-Pesa services.