An International Tier Three Bank with operations in Nairobi & Mombasa is currently in an exciting growth phase and looking to recruit a Relationship Manager – Credit. The successful candidate will be tasked to focus on identifying lending opportunities, soliciting and developing all types of business activity. He/she MUST have a credit background by ensuring accurate risk profiling. Excellent presentation, interpersonal, negotiation and communication skills would be mandatory requirement for this role.
Key Responsibilities: –
- Initiate marketing and credit calls with existing and potential customers.
- Undertake periodic review of accounts under his/her portfolio.
- Manage and grow the existing assets and liability portfolio.
- Prepare a proposal for lending after understanding a thorough analysis of the customer’s financial statements.
- Finalize the proposal, structure the loan and arrange approval from relevant credit approvers.
- Evaluate and acquire a good understanding of the risks associated with individual transactions, products and customers.
- Assists in the banks efforts to combat money laundering.
- Continuously monitor the customers, their limit, industry and manager quality of credit.
- Provide feedback to Bank management and colleagues regarding customer needs.
- Interpret and implement lending policies.
- Minimize problem credit and delinquencies by maintaining high credit standards.
Qualifications:
- Must have a bachelor’s degree.
- Must have a minimum of 4 years of experience in lending & loans disbursing.
- Must have prior experience in credit and risk profiling.
- Must be a natural sales person with an excellent background in relationship management.
- Good knowledge of Bank products, services, procedures and policies will be required.
- Must be a natural sales person with a passion in achieving targets.
- Customer oriented &team player.
- High integrity and ethical standards.
Applications:
Please click on the tab below to apply;
This post have 0 komentar
EmoticonEmoticon